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6 Tips for Protecting Yourself When Using Ecommerce Stores August 6, 2015

When you shop online and visit ecommerce stores, it is essential that you do everything that you can to protect your financial information. You never know who is lurking around online, posing as a legitimate store or phishing for information. Stay safe and avoid online scams. Shopping should be fun, at it can be, as long as you take steps to avoid unnecessary risks. Here are 6 tips for protecting yourself, when using ecommerce stores.

 

#1 – Use Antivirus Software

 

First, and foremost, protect your computer by ensuring that you have antivirus software installed. Most new computers come with a free antivirus software, but these often expire after 1 year, unless you purchase a subscription. Check to see if you still have up-to-date antivirus software on your computer. These programs will protect your computer from being hacked and can also ensure the websites that you visit are safe. They will perform a real-time scan of the sites that you visit and let you know that the store you are shopping does not contain any viruses. This is not a foolproof way to protect yourself, but it is a good first step.

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#2 – Use Official Phone Apps

 

Just under 6% of adults have used their mobile devices for online shopping. Using your mobile device is a convenient way to shop, but you still need to take precautions. The safest way to shop on a mobile device is using an official phone app that is provided by the retailer you are buying from. Shopping from a website on a mobile device is acceptable, but you should avoid doing so when in public. Wait until you can connect to your private home network, unless you use a virtual private network, otherwise, you run the risk of shopping over a public network.

 

#3 – Avoid Public Networks

 

Public networks could present a risk, when shopping online. If there is a malicious user on the network, you are more vulnerable than if you were to shop from your home private network. This means that you should not make purchases from your laptop, tablet, or mobile device, when in public. The one workaround for this is to use a virtual private network. A virtual private network, or VPN, creates a tunnel between the network you are connected to and your home private network.

 

#4 – Avoid Public Terminals

 

Public terminals can be found in computer cafes and other public locations where a computer is available. You may even have some public terminals where you work. Do not make purchases from these computers, as there is the chance that you may forget to close the page you were on and allow the next person to access some of your information.

 

#5 – Look at Your Bank Statements

 

You should always keep an eye on your bank statements or your credit card statements. While most major financial institutions do a good job of looking out for irregular activity, you should always pay attention to any purchases that you do not remember making. Contact your bank or credit card company and have the matter settled quickly.

 

#6 – Create a Secure Password

 

Many ecommerce websites will require you to setup an account, in order to make a purchase. This account may even allow you to save your credit card or banking information. If you want to prevent people from being able to access this information, always use a secure password. When choosing a password, use a combination of letters and numbers.

Whether you are shopping online for clothes, shoes, appliances or furnitures – you need to make sure you are safe. Check this video which enumerates the pros and cons of buying furniture online. This can help you be aware of your online transactions.

 

Make sure that you use these 6 tips, when shopping online. Having a great time online starts with ensuring you are protected. Remember these tips as you make your next online purchase. Thank you for looking over this information. Please leave us a message if you have any questions about shopping online.

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